Top Insurance Brokers in Ottawa, Canada - June 2026

Canada / Ontario / Ottawa
Discover the most reliable and highly-rated insurance brokers in Ottawa, Canada. We help you find expert guidance for your personal and business insurance needs in 2026.
1

BrokerLink

Canada, Ottawa
4.9

Comprehensive insurance brokerage offering personalized coverage.

Details

  • Year Founded: 1991
  • Employees: 1000+
  • Price Range: $$$
  • Phone: +1-866-724-2372
  • Email: info@brokerlink.ca

About the Company

BrokerLink is a premier choice in Ottawa for individuals and businesses seeking tailored insurance solutions. Their expert brokers provide unparalleled guidance, ensuring clients receive optimal coverage for their specific assets and liabilities with a focus on transparency and client success.

Pros

  • Wide range of carriers
  • Excellent digital tools

Cons

  • Large corporate structure
  • Wait times during peak hours
2

Oegema Nicholson

Canada, Ottawa
4.8

Local expert broker with deep roots in the Ottawa community.

Details

  • Year Founded: 1961
  • Employees: 50-200
  • Price Range: $$
  • Phone: +1-613-737-1696
  • Email: info@oninsurance.ca

About the Company

Oegema Nicholson provides bespoke insurance strategies for families and commercial entities. Known for their deep community connection, they offer a personalized approach that balances competitive pricing with robust risk management strategies for all their Ottawa-based clients.

Pros

  • Community-focused
  • Responsive claims support

Cons

  • Limited regional reach
  • Legacy software interface
3

Mitchell & Whale

Canada, Ottawa
4.7

Tech-forward insurance brokerage simplifying the quoting process.

Details

  • Year Founded: 1948
  • Employees: 50-200
  • Price Range: $$
  • Phone: +1-800-731-2228
  • Email: info@mitchellwhale.com

About the Company

Mitchell & Whale revolutionizes the insurance experience through a seamless blend of digital innovation and personal advisory. They excel at simplifying complex policies for small business owners and residents, making the quoting and management process efficient and transparent.

Pros

  • Fast digital quotes
  • User-friendly dashboard

Cons

  • Less face-to-face time
  • Strict policy requirements
4

Daltco Insurance

Canada, Ottawa
4.6

Reliable and traditional brokerage services for local businesses.

Details

  • Year Founded: 1974
  • Employees: 11-50
  • Price Range: $$$
  • Phone: +1-613-745-9856
  • Email: service@daltco.com

About the Company

Daltco Insurance stands as a pillar of reliability in Ottawa. Their seasoned professionals specialize in commercial insurance and private wealth protection, offering high-touch advisory services that ensure every client feels prioritized and fully understood regarding their risk profile.

Pros

  • Experienced brokers
  • Personalized attention

Cons

  • No online self-service
  • Traditional operations
5

Morison Insurance

Canada, Ottawa
4.9

Award-winning brokerage dedicated to client satisfaction.

Details

  • Year Founded: 1908
  • Employees: 50-200
  • Price Range: $$
  • Phone: +1-800-463-8074
  • Email: info@morisoninsurance.ca

About the Company

Morison Insurance brings a high standard of care to the insurance brokerage market. Their dedicated team is committed to finding the most cost-effective coverage without sacrificing protection, making them a highly recommended choice for families seeking security in Ottawa.

Pros

  • Exceptional customer service
  • Multi-carrier options

Cons

  • Appointment required for advice
  • Regional office footprint
6

Dan Lawrie Insurance

Canada, Ottawa
4.5

Professional risk management and insurance solutions.

Details

  • Year Founded: 1982
  • Employees: 200-500
  • Price Range: $$$$
  • Phone: +1-800-661-1518
  • Email: info@danlawrie.com

About the Company

Dan Lawrie Insurance provides advanced risk management solutions for both commercial and private clients. With a focus on complex account management, their Ottawa team delivers deep expertise for businesses requiring more than just standard policy coverage.

Pros

  • Deep industry expertise
  • Comprehensive risk audits

Cons

  • Focused on large accounts
  • Premium pricing structure
7

Smith Insurance

Canada, Ottawa
4.6

A trusted local firm specializing in personalized property coverage.

Details

  • Year Founded: 1985
  • Employees: 11-50
  • Price Range: $$
  • Phone: +1-613-225-5000
  • Email: contact@smithinsurance.ca

About the Company

Smith Insurance focuses on delivering clear, uncomplicated insurance products to Ottawa residents. They prioritize honest advice and quick turnaround times, making the insurance process stress-free for homeowners and small fleet operators.

Pros

  • Transparent communication
  • Competitive rates

Cons

  • Smaller agency size
  • Limited complex business lines
8

Wilson Insurance

Canada, Ottawa
4.8

Dedicated brokers offering tailored home and auto solutions.

Details

  • Year Founded: 1978
  • Employees: 50-200
  • Price Range: $$
  • Phone: +1-506-458-9999
  • Email: info@wilsoninsurance.ca

About the Company

Wilson Insurance offers a robust selection of home and auto insurance plans designed to fit the diverse needs of Ottawa’s residents. Their commitment to building long-term relationships ensures that clients receive annual reviews and advice as their lives change.

Pros

  • Relationship-driven
  • Detailed policy reviews

Cons

  • Slower email response times
  • Traditional service model
9

Jones DesLauriers

Canada, Ottawa
4.7

Industry leaders in commercial and employee benefits insurance.

Details

  • Year Founded: 1980
  • Employees: 200-500
  • Price Range: $$$$
  • Phone: +1-905-948-2600
  • Email: contact@jdim.ca

About the Company

Jones DesLauriers specializes in high-end commercial coverage and employee benefit programs. For Ottawa companies seeking comprehensive protection for their workforce and operations, this firm offers strategic insights and access to premier international insurers.

Pros

  • Strong commercial focus
  • Expert benefit consultancy

Cons

  • Not ideal for small personal policies
  • Higher service fees
10

Waypoint Insurance

Canada, Ottawa
4.5

A national powerhouse providing local support in Ottawa.

Details

  • Year Founded: 1999
  • Employees: 500-1000
  • Price Range: $$
  • Phone: +1-844-325-1048
  • Email: info@waypoint.ca

About the Company

Waypoint Insurance combines the scale of a national entity with the personalized care of local Ottawa brokers. They offer a diverse portfolio of insurance products, ensuring that no matter the complexity, a suitable and affordable solution is readily available.

Pros

  • Broad product range
  • Reliable national support

Cons

  • Large firm experience
  • Standardized service flow
11

Upper Canada Insurance

Canada, Ottawa
4.6

Ottawa-based broker focusing on personal and small business needs.

Details

  • Year Founded: 1995
  • Employees: 11-50
  • Price Range: $$
  • Phone: +1-613-224-8288
  • Email: info@uppercanada.ca

About the Company

Upper Canada Insurance offers a reliable, friendly approach to insurance in the capital region. They take the time to understand the specific risks of the Ottawa housing and business market, providing coverage that is both practical and intelligently structured.

Pros

  • Local knowledge
  • Easy claim process

Cons

  • Small staff count
  • Limited office hours
12

Lombard Insurance

Canada, Ottawa
4.7

Specialized insurance programs with a strong focus on security.

Details

  • Year Founded: 1968
  • Employees: 50-200
  • Price Range: $$$
  • Phone: +1-800-268-5371
  • Email: service@lombard.ca

About the Company

Lombard focuses on specialized insurance products for clients with unique assets. Their team in Ottawa provides tailored support for high-value home insurance and boutique business policies, ensuring security is never compromised for specialized items.

Pros

  • Specialized asset coverage
  • Proactive security advice

Cons

  • Higher premiums
  • Niche focus
13

Gifford Harris Insurance

Canada, Ottawa
4.8

Veteran brokerage with a focus on comprehensive family protection.

Details

  • Year Founded: 1952
  • Employees: 11-50
  • Price Range: $$
  • Phone: +1-613-722-1234
  • Email: support@giffordharris.ca

About the Company

Gifford Harris Insurance serves the Ottawa community with a legacy of integrity and professionalism. They specialize in multi-policy bundles, offering homeowners and auto owners integrated coverage plans that simplify billing and enhance overall protection levels.

Pros

  • Bundling benefits
  • Highly experienced staff

Cons

  • No mobile app
  • Slow digital quoting
14

Capital Insurance Brokers

Canada, Ottawa
4.5

City-focused brokerage providing competitive market rates.

Details

  • Year Founded: 2005
  • Employees: 11-50
  • Price Range: $
  • Phone: +1-613-233-2233
  • Email: info@capitalbrokers.ca

About the Company

Capital Insurance Brokers offers straightforward, no-nonsense insurance guidance. Their proximity to the heart of Ottawa allows them to stay closely connected to local market trends, ensuring their clients benefit from the most competitive rates available in the region.

Pros

  • Competitive pricing
  • Fast response time

Cons

  • Minimal online presence
  • Basic policy selection
15

Ottawa General Insurance

Canada, Ottawa
4.5

Generalist brokerage handling all types of personal and commercial risks.

Details

  • Year Founded: 1998
  • Employees: 11-50
  • Price Range: $$
  • Phone: +1-613-555-0101
  • Email: contact@ottawageneral.com

About the Company

Ottawa General Insurance is a reliable partner for those looking for comprehensive coverage across the board. Whether it's home, car, or small liability insurance, their team manages each file with attention to detail and a commitment to competitive excellence.

Pros

  • One-stop-shop
  • Helpful staff

Cons

  • High volume calls
  • Average claim speed

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Frequently Asked Questions

FAQ

  • What are the benefits of using an insurance broker in Ottawa?
    Brokers provide personalized advice and compare quotes from multiple insurers to find you the best coverage.
  • How do I choose the best insurance broker?
    Look for industry certifications, transparent fee structures, and positive client testimonials.
  • Are insurance brokers free to use?
    Usually, brokers earn a commission from the insurance company, so their services are often free for the end-user.
  • What types of insurance do Ottawa brokers handle?
    They typically handle auto, home, life, and commercial business insurance.
  • Do brokers provide claims assistance?
    Yes, a top-tier broker acts as your advocate during the claims process.
  • Is it better to use a broker or an online aggregator?
    A broker offers human expertise and tailored risk assessments that online aggregators often lack.