Top Insurance Brokers in Denver, Colorado - June 2026

USA / Colorado / Denver
Discover the top-rated insurance brokers in Denver, Colorado, offering expert guidance for your personal and business coverage needs. Our curated list helps you find reliable advisors to secure the best policies in the Mile High City.
1

IMA Financial Group

USA, Denver
4.9

Comprehensive insurance brokerage focusing on risk management.

Details

  • Year Founded: 1974
  • Employees: 500-1000
  • Price Range: $$$$
  • Phone: +1-303-534-7600
  • Email: info@imacorp.com

About the Company

IMA Financial Group provides high-level risk management and insurance brokerage services. Their expert team excels in complex commercial coverage, offering tailored strategies that protect assets and promote long-term organizational growth for Denver businesses.

Pros

  • Deep industry expertise
  • Custom risk analysis

Cons

  • High barrier for small businesses
  • Limited retail focus
2

The Baldwin Group

USA, Denver
4.8

Innovative insurance solutions and risk consulting.

Details

  • Year Founded: 1997
  • Employees: 200-500
  • Price Range: $$$
  • Phone: +1-303-296-2300
  • Email: contact@baldwin.com

About the Company

Formerly known as BOK Financial Insurance, The Baldwin Group delivers robust insurance brokerage services. They are known for their analytical approach to property, casualty, and employee benefits, ensuring clients receive optimal protection.

Pros

  • Extensive national resources
  • Data-driven solutions

Cons

  • Corporate communication speed
  • Standardized service models
3

Flood and Peterson

USA, Denver
4.7

A premier Colorado-based insurance brokerage firm.

Details

  • Year Founded: 1939
  • Employees: 100-200
  • Price Range: $$$
  • Phone: +1-970-356-0123
  • Email: info@floodpeterson.com

About the Company

Flood and Peterson is deeply rooted in the Colorado business community. They provide comprehensive commercial and personal insurance services, emphasizing long-term partnerships and superior client advocacy in every negotiation.

Pros

  • Strong local relationships
  • Exceptional claims handling

Cons

  • Regional focus limitation
  • Fewer global network ties
4

Elevated Insurance

USA, Denver
4.6

Specialized insurance brokers for modern businesses.

Details

  • Year Founded: 2012
  • Employees: 10-50
  • Price Range: $$
  • Phone: +1-303-332-1540
  • Email: service@elevatedinsurance.com

About the Company

Elevated Insurance focuses on providing agile and efficient brokerage services. They excel at identifying coverage gaps and implementing modern technology to streamline the insurance renewal process for local Denver companies.

Pros

  • Modern technology integration
  • Fast response times

Cons

  • Niche market focus
  • Smaller team size
5

Brown & Brown

USA, Denver
4.5

A large-scale brokerage offering diverse insurance products.

Details

  • Year Founded: 1939
  • Employees: 1000+
  • Price Range: $$$
  • Phone: +1-303-758-7688
  • Email: info@bbinsurance.com

About the Company

Brown & Brown offers an expansive range of insurance and risk management services. Their Denver office provides clients with the stability of a major national firm, paired with the personalized attention expected of a boutique agency.

Pros

  • Massive market access
  • Competitive pricing

Cons

  • Large firm bureaucracy
  • Variable account management
6

Risk Theory

USA, Denver
4.8

Niche insurance solutions for complex risk environments.

Details

  • Year Founded: 2005
  • Employees: 50-100
  • Price Range: $$$$
  • Phone: +1-855-466-7475
  • Email: contact@risktheory.com

About the Company

Risk Theory focuses on specialized industry programs. Their team in Denver is highly regarded for deep technical knowledge in niche sectors, helping high-risk businesses secure reliable and cost-effective coverage.

Pros

  • Niche industry expertise
  • Sophisticated underwriting

Cons

  • Limited general liability options
  • Highly selective clients
7

Wagner Agency

USA, Denver
4.5

Reliable commercial and personal insurance brokerage.

Details

  • Year Founded: 1982
  • Employees: 20-50
  • Price Range: $$
  • Phone: +1-303-295-2000
  • Email: support@wagneragency.com

About the Company

The Wagner Agency prides itself on transparency and community-focused service. They have built a strong reputation in the Denver area for helping small to mid-sized businesses navigate the complexities of commercial insurance.

Pros

  • Transparent process
  • Community-first approach

Cons

  • Limited digital interface
  • Conventional strategies
8

Propeller Insurance

USA, Denver
4.9

Expert brokerage for surety bonds and business insurance.

Details

  • Year Founded: 2018
  • Employees: 50-100
  • Price Range: $$
  • Phone: +1-855-426-6377
  • Email: info@propellerbonds.com

About the Company

Propeller Insurance simplifies the bonding and insurance process for business owners. With a highly efficient digital platform and expert brokerage support, they ensure that compliance and risk coverage are never obstacles.

Pros

  • Fast bond issuance
  • User-friendly platform

Cons

  • Specific focus on bonds
  • Less general consulting
9

Mountain West Insurance

USA, Denver
4.6

Regional expertise in high-altitude risk management.

Details

  • Year Founded: 1995
  • Employees: 100-200
  • Price Range: $$$
  • Phone: +1-970-945-9111
  • Email: info@mtnwst.com

About the Company

Mountain West Insurance provides comprehensive brokerage services tailored to the unique economic landscape of the Rockies. Their Denver team is experienced in handling complex commercial accounts and local business risks.

Pros

  • Deep local understanding
  • Versatile service portfolio

Cons

  • Remote office coordination
  • Legacy systems
10

AssuredPartners

USA, Denver
4.7

National insurance brokerage with a local Denver presence.

Details

  • Year Founded: 2011
  • Employees: 1000+
  • Price Range: $$$
  • Phone: +1-303-771-0810
  • Email: contact@assuredpartners.com

About the Company

AssuredPartners combines the reach of a national broker with the agility of a local agency. Their Denver operations are focused on delivering high-value solutions for employee benefits and commercial property protection.

Pros

  • National buying power
  • Advanced risk analytics

Cons

  • Heavy corporate structure
  • Less personalized feel
11

HUB International

USA, Denver
4.8

Global brokerage leader offering robust Denver services.

Details

  • Year Founded: 1998
  • Employees: 1000+
  • Price Range: $$$$
  • Phone: +1-303-830-1000
  • Email: info@hubinternational.com

About the Company

HUB International provides specialized insurance solutions through its Denver team. Their ability to leverage massive data sets and deep industry relationships makes them a top choice for mid-to-large scale enterprise coverage.

Pros

  • Global expertise
  • Extensive insurance market access

Cons

  • Premium price points
  • High turnover in large firms
12

Lockton Companies

USA, Denver
5.0

World’s largest independent, employee-owned broker.

Details

  • Year Founded: 1966
  • Employees: 1000+
  • Price Range: $$$$
  • Phone: +1-303-414-6000
  • Email: denverinfo@lockton.com

About the Company

Lockton is famous for its independent spirit and client-focused culture. In Denver, they handle large-scale accounts, focusing heavily on human capital, benefits, and global risk management strategies for diverse corporate clients.

Pros

  • Best-in-class service
  • Independent ownership model

Cons

  • Focused on large accounts
  • Expensive for small firms
13

Arthur J. Gallagher

USA, Denver
4.8

Comprehensive risk management and brokerage firm.

Details

  • Year Founded: 1927
  • Employees: 1000+
  • Price Range: $$$
  • Phone: +1-303-889-2600
  • Email: denver_info@ajg.com

About the Company

Gallagher serves the Denver market with extensive resources for complex business challenges. Their ethical approach and deep technical expertise make them a trusted partner for businesses needing both standard and niche coverages.

Pros

  • High ethical standards
  • International capabilities

Cons

  • Standardized service models
  • Complex billing structures
14

USI Insurance Services

USA, Denver
4.7

Consulting-led brokerage firm focusing on risk and HR.

Details

  • Year Founded: 1994
  • Employees: 1000+
  • Price Range: $$$
  • Phone: +1-303-753-1500
  • Email: info@usi.com

About the Company

USI uses a consultative 'USI ONE Advantage' process to assess client needs. Their Denver experts provide customized insurance solutions that integrate risk management with employee benefit strategies for better results.

Pros

  • Consultative process
  • Integrated services

Cons

  • Heavy marketing focus
  • Corporate sales pressure
15

Swingle Insurance

USA, Denver
4.5

Family-operated agency delivering personalized service.

Details

  • Year Founded: 1957
  • Employees: 20-50
  • Price Range: $$
  • Phone: +1-303-755-6677
  • Email: support@swingleinsurance.com

About the Company

Swingle Insurance maintains a small-firm feel while delivering big-firm insurance results. They are well-regarded in Denver for personal attention to detail and long-term client relationships within the local commercial sector.

Pros

  • Exceptional customer service
  • Strong family values

Cons

  • Smaller operational scope
  • Limited technology stack

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Frequently Asked Questions

FAQ

How do I choose the best insurance broker in Denver?
Look for brokers with local expertise, positive client reviews, and a wide range of carrier partnerships to ensure you get the best rates.

Do insurance brokers in Denver charge fees?
Most brokers earn commissions from insurance companies, meaning their services are often at no additional cost to you.

Why should I use a local broker instead of buying online?
Local brokers offer personalized risk assessment and advocate on your behalf during the claims process.

Are these insurance brokers licensed in Colorado?
Yes, all listed professionals are licensed and regulated by the Colorado Division of Insurance.

Can these brokers help with both life and property insurance?
Many of the top brokers in Denver specialize in comprehensive portfolios covering both life, health, and property insurance.

What is the best time to review my insurance policy in 2026?
It is recommended to review your policies at least once a year or whenever you have major life changes to ensure adequate coverage in 2026.